Broker Check

It's Your Choice

We have several options at HLG Wealth Management in which you can select from a suite of services designed to address your unique financial situation. 

Consulting Services

There have been plenty of situations where clients have approached us asking if they could have us review their 401k or look at their insurance policies because their existing asset manager is concerned with performance over proper planning. We are more than happy to provide this type of consulting service. Technology has allowed us to become more flexible as consultants, and we have the ability to review your financial life regardless of where your financial assets are domiciled. 

Typically, our basic consulting services may cover, but not be limited to:

  • Tax Planning
  • Retirement Planning
  • Estate Planning
  • Social Security Review
  • Asset Allocation Review (401k, Taxable, Tax-Deferred accounts)
  • Portfolio Risk/Reward Analysis
  • Personal Financial Planning
  • Cash Flow and Budget Planning
  • Education Planning
  • Insurance Policy Review
  • Corporate Benefits Review

As your situation becomes more complex, we have the capabilities and staff to provide a comprehensive financial plan. This would include a complete review of all services listed above with the addition of (but not limited to):

  • Long-Term Care Planning
  • Health Care Planning
  • Insurance Planning
  • Additional Estate Planning Needs (Trust Review, Will Review, additional collaboration with an Estate Attorney)
  • Multi-Generation Planning (may require beneficiary/heir meeting)
  • Advanced Tax Planning (includes any collaboration with your CPA)
  • Third Party Investment Management Analysis
  • Equity Compensation Planning

Investment Management and Ongoing Monitoring of Your Financial Plan

One of the benefits of our professional's affiliation with LPL Financial and Level Four® Advisory Services, LLC is our ability to leverage independent research, enabling technology, and access to some most prominent institutional money managers to implement our clients' financial plan. We believe strongly that when acting with a fiduciary standard for you, implementation of an investment strategy should have several layers of ongoing due diligence and objectivity. HLG Wealth Management will be responsible for implementing a strategy tailored to your situation and not providing you a pre-determined investment model designed by a sales department looking to gain scale with retail investor assets. We are not paid a commission by implementing these strategies, and base our fee as a percentage of assets under management. Our incentive is to make sure the strategy we recommend matches exactly with your desired outcome as outlined in your financial plan. We have access to several investment strategies that include:

  • Managed Mutual Funds
  • Managed ETF's
  • Separately Managed Accounts
  • Stocks, Bonds, REITs, ADRs
  • Alternative Investments
  • Tax Loss Harvesting

For a more in-depth look at our process and relationship model, please click here